RESIDENTIAL LENDING

The team at Stephen Reeves Financial Services specialize in a broad range of financial services.  With over 30 lenders available, all competing for your business, we compare options to find a loan that better suits your goals—while managing the process from start to finish.  

• Purchasing a home, upgrading to your next property, or transitioning between homes with bridging finance—we guide you through every step of the process. 
• Buying your first home is an exciting milestone, but it can also feel overwhelming. With lending criteria, deposits, government incentives, and borrowing limits to consider, it’s not always clear where to start or what options may be available to you.
• Refinancing can help you lower your rate, reduce repayments, or access equity. 
• Construction - Whether you’re renovating your existing home or building from the ground up, we help structure the right finance for each stage of the project. From progress payments to cash flow planning, we make the process clear and manageable from start to finish. 
• Purchasing an investment property requires the right lending structure to support your long-term strategy. We help you navigate loan options, cash flow considerations, and future flexibility to ensure your finance aligns with your investment goals.  
• Debt consolidation can simplify your finances by combining multiple debts into one manageable repayment. We help structure a solution that reduces financial pressure, improves cash flow, and puts you back in control of your money. 

Our aim is to simplify the process, answer your questions along the way, and support you through each stage of your financing journey — from early planning through to settlement.